DAY 1
Introduction
10:00-10:20
The Power Of Many Little Things – Increasing The Speed Of Delivery And Customer Satisfaction
10:25-10:45
How partnerships can power the next generation of embedded finance
10:50-11:10
How fintechs and incumbents can win together
11:30-11:50
Are You Gen Z Ready?

Roman Eisenberg
Head of Technology
Chase
.jpg)
Shruti Patel
Director of Partnerships
Shopify

Trish Mosconi
Chief Strategy Officer
Synchrony
.jpg)
Dave Donovan
Financial Services Practice Lead, North America
Publicis Sapient

Eric J. Schuppenhauer
Head of Consumer Lending and National Banking
Citizens Financial Group
11:55-12:15
The impact of focusing on experience for Citizens
The future of Banking: Tearsheet's Perspective
1:15-1:35

Zack Miller
Editor-In-Chief
​
Tearsheet

Ismail umar
Managing Editor
Tearsheet

Iulia Ciutina
Managing Editor
Tearsheet
1:40-2:00
How Bank of America's technology work supports the bank's digital efforts

Hari Gopalkrishnan
Head of Retail, Preferred, Small Business & Wealth Management Technology
Bank of America

Nick Nadgauda
Global Head of Technology
Citi
How banks can think about scaling technology despite having a lot of legacy systems and processes
2:05-2:25
CHALLENGERS AWARDS AND ENDING NOTES
DAY 2
Introduction
10:00-10:20
What it takes to support top fintechs in cards and BaaS

Anthony Peculic
Head of Cards Services
Cross River
10:25-10:45
The value of buy now pay later for consumers and merchants

Vishal Kapoor
VP of Product
Affirm
10:50-11:10
How the digital revolution is reshaping small business banking

Mike Butler
CEO
Grasshopper
11:30-11:50
What Are Programmable Payments and How Are They Empowering Consumers?

Sunil Sachdev
Head of Fintech and Growth
Fiserv
.jpeg)
Billy Roberts
CEO
Wedge Financial
11:55-12:15
How embedding payments is helping small businesses run bigger operations

Danielle
Cohen-Shohet
CEO & Founder
GlossGenius
12:20-12:50
How to get the most out of partnerships?

Niranjan “Ram”
Ramaswamy
GM of Embedded Fintech
Fiserv
.jpg)
Renaud Laplanche
Co-Founder and CEO
Upgrade Inc